Let's not lose sight of where we come from, because perhaps we can make the mistake of thinking that getting this far has been easy.
Although the tax authority seeks to facilitate the tax compliance of an important group of taxpayers through income proposals, the latter are responsible for checking the information they declare, prior to its submission.
While the degree of attractiveness of the "0.50 per month" DAP is at one's discretion, the option of lengthening the curve is worth considering.
Convergence between Fed and US Treasury rates is a complex issue, with important implications for the US economy.