Fynsa
In this context of falling rates, it is to be expected that another type of asset will begin to attract attention in the search for better returns.
While the degree of attractiveness of the "0.50 per month" DAP is at one's discretion, the option of lengthening the curve is worth considering.
It is time to sell the short-term deposit and buy the long-term deposit, looking for better rates in issuers that offer a higher premium.
