Peru consolidates its fintech ecosystem, driven by digitalization, financial inclusion and a favorable regulatory environment.
Chile's entrepreneurial environment, supported by a solid infrastructure and economic stability, attracts investors and fosters public-private collaboration.
Both large technology companies, known as BigTechs, and startups that use disruptive technologies to deliver financial products and services, known as FinTechs, have broken into the market previously dominated exclusively by banks. Their success has been the result of their customer-centric models, coupled with the general public's low confidence in the banking system as a result of the financial crisis of 2007-2008. But now, what is left of this Fintech wave?
We had the presence of experts who gave us their analysis and projections in different areas, in addition to showing us some investment opportunities.
At the end of the first half of the year, Nubank had surpassed the 80 million user mark in Brazil, making it the fourth largest bank in the country behind Itaú, Bradesco and Caixa.
Fintech companies are striving to solve the problems facing international business-to-business payments by offering real-time, lower-cost solutions.
Through various strategies, at Fynsa we have supported fintech startups with both debt and equity financing, and we were pioneers in launching Chile’s first venture debt fund.
In Latin America, Sao Paulo is the best ranked city in the Fintech Global Index, reaching 4th place.
The system is also emerging as an opportunity for Fintechs, which, in addition to being able to participate in the system, can create specific applications to promote its use.