Fynsa
Un pequeño ahorro al comienzo de la vida puede generar un patrimonio que transforme la jubilación décadas después. La clave no es cuánto, sino cuándo se empieza.
The flexibilization of the most popular pension plans in the U.S. reinforces a global trend: allowing workers to access, in a structured way, the benefits of alternative assets. In Chile, the creation of generational funds could be the starting point to move in the same direction and modernize the pension system with greater diversification and better return potential.
These funds dynamically adjust the composition of portfolios according to the age of the members, better aligning investments with the individual's life cycle and risk profile.
Progress is being made in an eventual reform of the pension system, but there is still work to be done to ensure its long-term success.
