El nuevo régimen de inversión de las AFP deja una lección que va más allá de las pensiones: diversificar las fuentes de retorno y gestionar la liquidez puede ser tan importante como elegir los activos correctos.
For members, this new system may mean better returns and less risk of bad decisions, but also a reduced sense of control. For the industry, the next few years will be ones of technical adaptation, communication with clients and adjustment of investment models.
These funds dynamically adjust the composition of portfolios according to the age of the members, better aligning investments with the individual's life cycle and risk profile.