Detrás de cada auto o motocicleta vendido existe una necesidad de financiamiento. El crédito automotriz abre una oportunidad atractiva dentro de la deuda privada, con carteras diversificadas y activos reales detrás de cada operación.
Today's market is more mature and demanding. Institutions must not only lend, but also understand the debtor, assess their financial resilience and anticipate their ability to repay. Easy credit is a thing of the past; smart credit is the new standard.
This scenario raises concerns about long-term fiscal sustainability, with a direct impact on political decisions and the financing of public services.
The US yield curve has shown an increase in the implied probability of recession in recent weeks.